 |
GARDEN CITY TEACHERS FEDERAL CREDIT UNION 503 N. 6th Street - Garden City, KS 67846 Phone: (620) 275-0131 Fax: (620) 275-4738 SERVING SOUTHWEST KANSAS |
LOAN RATE CHART
Purpose
|
Approx Term
|
700 & Above "A"
|
650-699 "B"
|
649 - 550 "C"
|
549 & Below "D" |
New
|
60
|
7.00
|
9.00
|
16.00
|
17.00 |
Boats & RV's
|
84
|
7.00
|
10.00
|
16.50
|
18.00 |
96
|
7.25
|
11.00
|
17.00
|
18.00 |
|
Used
|
48
|
7.25
|
10.00
|
17.00
|
17.00 |
Boats & RV's
|
60
|
7.75
|
11.00
|
17.50
|
18.00 |
84
|
8.00
|
12.00
|
18.00
|
18.00 |
|
Signature Loans
|
12
|
8.00
|
9.00
|
16.00
|
17.00 |
24
|
8.25
|
10.00
|
16.50
|
18.00 |
|
36
|
8.50
|
11.00
|
17.00
|
18.00 |
|
Home Equity Loans
|
120
|
7.50
|
10.75
|
12.25
|
14.00 |
1st |
6.50 |
7.00 |
9.25 |
12.00 |
|
2nd |
7.00 |
7.50 |
10.00 |
13.00 |
|
All Other Loans
|
24
|
8.25
|
10.00
|
16.50
|
18.00 |
36
|
8.50
|
11.00
|
17.00
|
18.00 |
|
Vehicles
|
|||||
12,000 miles or less
|
36
|
5.50
|
6.00
|
10.00
|
16.00 |
48
|
5.75
|
6.50
|
10.50
|
17.00 |
|
60
|
6.00
|
7.00
|
11.00
|
18.00 |
|
72 |
7.00 |
8.00 |
12.00 |
||
12,001 to 35,000 miles |
24 |
5.50 |
6.50 |
10.50 |
|
36
|
5.75
|
6.75
|
10.75
|
16.00 |
|
48
|
6.00
|
7.00
|
11.00
|
17.00 |
|
60
|
6.50
|
7.50
|
12.50
|
18.00 |
|
72 |
7.50 |
8.50 |
12.50 |
||
35,001 to 65,000 miles
|
24
|
5.50
|
6.50 |
12.50 |
16.50 |
36
|
6.25
|
7.25 |
13.25 |
17.50 |
|
48
|
6.50
|
7.50 |
13.50 |
18.00 |
|
60
|
7.00
|
8.00 |
14.00 |
||
65,001 to 100,000 miles
|
24
|
6.50 |
7.50 |
15.50 |
17.50 |
36
|
6.75 |
7.75 |
15.75 |
18.00 |
|
48
|
7.00 |
8.00 |
16.00 |
18.00 |
|
60 |
8.00 |
9.00 |
17.00 |
||
over 100.001
|
24
|
7.00 |
8.00 |
17.00 |
18.00 |
36
|
7.50 |
8.25 |
|||
48
|
8.00 |
8.50 |
|||
Share Secured Loans are 3.5% over what we are paying on the share accounts (31 day CD).
Minus 1/4% for checking account and/or 1/4% for payroll deduction with GCTFCU.
© GARDEN CITY TEACHERS FEDERAL CREDIT UNION